The Painful Practice that is Budgeting

this nearly made me cry by the time i reached the end. budgeting has always scared the living daylights out of me, but this author has a very worthwhile point to make. this is the suck-it-up kind of painful that in five year’s time, i think i’ll really appreciate. it’s time to get serious about Budgeting.

When I was young and single and less responsible, and I wanted something, I subscribed to the ‘act now, think later’ way of life.

Not only did it mean I made some pretty embarrassing phone calls to ex-boyfriends and some slightly skewed social choices, it also meant that when I wanted something, I bought it – even when I didn’t have the money.  And that meant that by the time Simon and I got married, he was not only taking on a wife, but a hefty bit of credit card debt as well.

After a couple of years of marriage, we managed to cut loose the chains of debt, and now I live a different life.  Thanks to my husband, I am now a budgeter and a saver.  My new saving lifestyle even meant I finally got my beloved camera last Spring!

I’ll admit, when Simon first mentioned the word…

View original post 790 more words

Leave a comment